4 posts tagged with "Cash Flow"

Most small business owners do not wake up wanting to become bookkeepers.

They want to serve customers, finish client work, ship creative projects, get paid on time, and understand whether the business is actually working.

That is exactly why we built Fina Business Tier: a simpler way for small business owners, solopreneurs, creators, and freelancers to manage business cashflow, invoices, customers, and financial reports inside the same Fina workspace they can already use for personal finance.

I was scrolling through the list of merchants in Fina Money — it felt plain and, honestly, a little boring.

Setting up a small business is an empowering career choice. It’s often a chance to turn your passions or talents into a livelihood – you’ll be your own boss and create something meaningful.

But as exciting as the journey is, it’s not without potential hurdles to overcome. One of the main challenges small business owners face is managing cash flow. For many entrepreneurs, cash flow issues can feel like an uphill battle, threatening to derail even the most promising ventures. In this guide, we’re going to look at three of the most common issues – and what you can do to solve them.

Defacto Student Loan Debt in America​

Student loans totaled $1.774 trillion in the third quarter (Q3) of 2024; this represents 9.82% of all household debt. In total, Americans owe in excess of seven (7) times more in mortgage debt than they do student loans. Mortgage debt totaled $12.594 trillion in 2024 Q3 while auto loan debt totaled $1.605 trillion.